Commercial buildings and loading docks at dusk
Commercial Finance Brokerage · Hauppauge, NY

Who you call when the financing isn't straightforward

We help businesses, real estate investors and project sponsors evaluate commercial financing options and connect potentially suitable opportunities with appropriate capital providers — nationwide.

Situations we work on

Most of our work starts where a conventional process stops

Established businesses, typically $100,000+ in monthly revenue, often seeking $250,000 to $1 million or more. Also startups, contractors, manufacturers, government contractors, property owners and acquisition buyers.

  • A bank decline that doesn't reflect the business
  • An acquisition with a hard closing date
  • A commercial property that can't wait for a conventional mortgage
  • Payroll running ahead of contract payment
  • A refinance or restructuring of existing debt
  • A structure no single product cleanly covers
Solutions
Answers

Real questions, answered plainly

All answers →
Bank Declines
What financing options exist after a bank declines a business loan?

A bank decline does not end the process. Non-bank capital providers evaluate revenue, collateral, contracts and transaction structure differently, so options such as revenue-based financing, asset-based financing, bridge financing or a business line of credit may still be worth evaluating.

Acquisition Financing
How do businesses finance an acquisition of another company?

Acquisition financing is usually assembled from more than one source: SBA financing, senior term debt, seller financing, asset-based facilities and sometimes mezzanine or equity. The right structure depends on the target's cash flow, the assets involved and the buyer's contribution.

Government Contracts
What financing is available to government contractors waiting on payment?

Government contractors commonly use contract-related financing, receivables-based facilities or lines of credit to cover payroll and material costs during the gap between performance and payment.

Process
How fast can a business get commercial financing?

Timelines range widely. Some working capital structures can move in days once documentation is complete, while SBA and commercial real estate transactions commonly take weeks. The bottleneck is usually documentation, not the capital provider.

Products
What is the difference between a merchant cash advance and a business term loan?

A term loan repays a fixed amount on a fixed schedule. A merchant cash advance is a purchase of future revenue repaid as a percentage of sales, so payments move with volume. They serve very different situations and costs differ substantially.